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Monticello Banking Company
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Need help preparing your home for winter weather and gatherings? Ask us about our HELOC Special.
Speak with a Mortgage Lender today.
Earn rewards on your spending and travel this holiday season with our mbc MasterCard®!
Apply online today.
Get a jump start on next year's holiday season! Ask us about automatic deposit today.
Call or visit us to learn more.
Well hey there, Monticello Banking Company here.
We are Monticello Banking Company. Since 1895, we have dedicated ourselves to providing premier financial products and superior customer service. That means competitive loans and deposit rates, and a wide variety of financial services - making the financial side of your life a little easier. It means straight answers from friendly, interested personnel always ready to serve you. You expect quality. We're here to see that you get it.
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MBC Awards
View your credit card rewards balance, redeem rewards points, and more all from directly within your online banking or mobile banking app!
Apply Online
Apply for a mortgage, construction, personal or vehicle loan, or our mbc MasterCard® online today!
Report Your Card Stolen
Debit Card: Call 888-399-0976, option 4.
Credit Card: Call 855-293-2458 or 606-767-5740 during banking hours.
Credit Card: Call 855-293-2458 or 606-767-5740 during banking hours.
App-solute Convenience
- View account transactions and histories
- Transfer funds between your accounts
- Pay A Person - quickly and safely send money to anyone, anywhere
- Send Money with Zelle®
- Pay your bills - save on postage and time
- Deposit checks using your smartphone
- Activate debit cards or report them lost or stolen
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Stay in the know
Monticello Banking Company not only strives to bring you the best in products and services, we are also dedicated to providing you with the greatest level of security and fraud prevention possible. Stay up-to-date on the latest bank and security news by reading these segments. You can even view information on various fraud prevention topics by visiting our Security News page.
Stop Cryptocurrency Scams: Tips from the KBA
The KBA has shared tips on how to spot cryptocurrency scams. If you feel you have been the victim of or been targeted by a cryptocurrency scam, contact the United States Secret Service Louisville Field Office at 502-582-5171.
Learn How to Better Protect Your Accounts from Fraud
Remember, no Monticello Bank employee will ever ask you for your one-time passcode or PIN.
Learn more about how to protect yourself and your finances from fraudsters.
Tips for avoiding Cryptocurrency Scams - Pig Butchering
According to the United States Secret Service (USSS), Pig Butchering is a cryptocurrency scam which involves scammers gaining the trust of their potential victims and manipulating them into transferring funds to invest in fake cryptocurrency projects.
Learn more about this type of scam and how you can protect yourself from falling victim by viewing the following Public Service Announcement from the USSS: Public Alerts - 2025 - Cryptocurrency Scams - Pig Butchering (PDF).
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We've Got You Covered
Large or small, we can meet the checking and direct deposit needs for you and your business.
Business Lending with a Personal Touch
From lines of credit to real estate loans, we have what you need to make your business grow.