NOT available for Business accounts.
Please read (and print for your records) the What You Need to Know About Overdrafts and Overdraft Fees Disclosure (PDF), then accept or decline overdraft authorization below:
If you authorize us to pay your overdrafts, you may revoke this consent at any time. To revoke this consent, call Monticello Banking Company at (606) 348-8411, or toll free at (800) 909-3420. You may also submit your request in writing to any of our branches, or by mail to P.O. Box 421, Monticello, KY 42633. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
A fee of $35.00 will be assessed for paying transactions that result in an overdraft. If you do not authorize us to pay your overdraft, your transactions will be declined.
Please verify all information is correct and click the Submit button to submit your application for processing.